Individual Health Plans
If you don’t have access to group health insurance, you can purchase your own plan that covers you and your family. For example, if your employer doesn’t offer group coverage or you work part time and don’t qualify for an employer’s plan an individual policy is a cost effective alternative. Individual health insurance is owned by the policy holder and is purchased to cover medical expenses for illnesses, injuries and medical conditions for themselves and/or their family members.
When purchasing individual health insurance, you’re in control. It’s relatively easy to plan because you and your family are the only people you need to consider. You own the policy and coverage is not dependent on employment. Your coverage doesn’t have to change if you leave your current job or retire.
For more information on deciding if individual health insurance is right for you, click here.
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